Putting Dreams In Driveways & Delivering Faster, Simpler and Better Finance Solutions
What We Do
Simplified Finance With Finance Ninja
At Finance Ninja, we’ve streamlined the finance process to make it hassle-free for you. From start to finish, our digital platform and expert brokers ensure a smooth and efficient experience. Enjoy lightning-fast approvals, competitive rates, and the benefit of our in-depth industry knowledge. Let us handle the financial complexities while you focus on achieving your goals.
Completely Digital
From the initial loan application to signing your documents – the process is completely paperless
Quick Approvals
Working within your schedule means quicker turn around times and answers when you want them
Competitive Rates
Our trusted loan partners enable us to offer some of the most competitive rates tailored to your needs
Industry Knowledge
Our industry experience means we have seen it all and can help you achieve your goals
How It Works
The Journey to Your Dream Starts Here
Apply
Click apply now and answer a few questions – the application should take less than five minutes
Approval
Let the Ninjas work hard in the background to get you approved. We will let you know all the Ts and Cs and make sure the loan is right for you
Shop
This is the fun part – go shopping! Armed with an approval and a budget, you will be able to shop with ease knowing what your budget is
Sign
Once you have confirmed your purchase, we will send you the loan documents to sign and put your dream in your driveway
What We Can Finance
Finance Your World with Finance Ninja
01 Car Loans
Drive away in your dream car with Finance Ninja. Whether you’re buying a new or using your current vehicle as security, we offer flexible finance options. Get pre-approved quickly and start shopping with confidence. Enjoy our convenient E-Sign process, allowing you to complete your loan application entirely online.
Fast and Easy Approval
Competitive Rates, Tailored Solutions
Flexible Repayment Options
02 Boat Loans
Whether you’re purchasing a new boat or using your existing vessel as security, we offer flexible boat loan options. Get pre-approved quickly so you can explore the open water with ease. Enjoy our convenient E-Sign process for a paperless application.
Seamless Application Process
Competitive Rates for All Waters
Flexible Financing Options
03 Jet-Ski Loans
Whether you’re purchasing a new jet-ski or using your existing vessel as security, we offer flexible boat loan options. Get pre-approved quickly so you can explore the open water with ease. Enjoy our convenient E-Sign process for a paperless application.
Quick and Easy Approval
Competitive Rates for Water Adventures
Flexible Repayment Options
04 Equipment Loans
Take on any project with confidence with our versatile equipment loans. Finance Ninja understands the importance of having the right tools for the job, whether you’re a contractor, tradesperson, or DIY enthusiast. We offer flexible financing solutions to help you acquire the equipment you need to succeed.
Fast Track Your Project Approval
Competitive Rates on All Equipment
Flexible Loan Options for Every Need
05 Personal Loans
Life throws curveballs, and Finance Ninja is here to help you navigate them. Our personal loans offer a flexible solution for a variety of needs, from unexpected expenses to consolidating existing debt.
Quick Access to Funds:
Competitive Rates
Flexible Repayment Options
06 Motorbike Loans
We offer flexible financing options for riders of all levels.
Fast and Easy Approval
Competitive Rates for Every Rider
Flexible Repayment Options
Why Choose Finance Ninja
Fast, Flexible, and Friendly Finance
Look, here’s the deal: we’ve been in this game long enough to know how to deliver results effectively. While we can’t guarantee round-the-clock availability (everyone needs a bit of sleep!), we’re not tied down to the typical 9-to-5 grind. We get that your schedule might be just as packed, making it tough to handle business during regular hours. That’s why we’re committed to simplifying the process for you—no task is too large or too small. We’re flexible in our communication methods, adapting to whatever works best for you, and we’re dedicated to tailoring the loan to fit your unique situation perfectly.
Flexibility First
We adapt to your schedule, not the other way around.
Expertise You Can Trust
Our years of experience mean we know the finance game inside out.
Personalised Service
Your financial goals are unique, and so are our solutions.
Streamlined Process
We cut through the red tape for a hassle-free experience.
FAQ’s
Your Finance Questions Answered
How do I start my application?
You have options: complete our easy online form or give us a ring at 0800164652. Prefer texting? Just submit an online enquiry and choose txt as your communication preference.
How long doe sit take to fill out the application?
Our online form is quick and simple, taking about 5 minutes of your time.
When will I know if my application is approved?
Speed is key – we hustle to get you a decision right away. Depending on the lender, it could be immediate or take a few hours, but we aim to get back to you within 24 hours.
Do I need a deposit?
A deposit isn’t always required. Many of our lending partners may offer 100% financing, subject to meeting lending criteria and responsible lending checks.
What about interest rates and fees
Your interest rates depend on your application’s strength, and fees vary with the chosen lender. Once approved, we’ll lay out all the rates, fees, terms, and conditions, making sure the loan fits you perfectly.
How much can I borrow
Your borrowing limit is tailored to your personal situation and what you can afford. Remember, it’s wise to only borrow what you need, keeping your repayments comfortable over your loan’s term. Our team excels at helping you find just the right amount to borrow.
Can I get a loan if my credit is not the best?
We partner with a variety of lenders who consider financing for those with less than ideal credit histories.
Is it possible to refinance my car with Finance Ninja?
Definitely! Refinancing with us could potentially reduce your monthly payments and interest rate.
Can I get a pre-approval?
For sure! Getting pre-approved is a smart move to figure out your budget before you start looking for a car.
Do you have limits on financing cars based on their age or how many kilometres they have?
Indeed, the lender you’re paired with will set the guidelines for the age and mileage of the car you can buy. Let us know if you’re eyeing an older or well-travelled vehicle, so we can connect you with the best lender for your needs.
How do repayments work and how often do they occur?
Loan repayments hinge on the borrowed amount, the interest rate, and your loan’s length. We have nifty calculators to help you crunch the numbers to fit your budget. Choose to repay weekly, fortnightly, or monthly through direct debit.
Can I buy a car from a private seller with your finance?
Absolutely! Whether you’re buying privately or through a dealership, Finance.Ninja has got your back.